Accountants For Fashion Brands

The problem

Returns, seasonality, stock commitments and markdowns make fashion accounts hard to trust.

How SCA helps

We give fashion founders cleaner reporting around margin, cash, VAT and inventory. Settlement-level reconciliation, VAT handled before it bites, and a monthly reporting cadence built for ecommerce brands doing £1m–£20m.

Returns are a margin event, not an admin task

A sale that comes back is not revenue; it is a cost journey of refunds, carriage both ways, repackaging and sometimes a markdown. Returns-adjusted reporting is the only version of fashion margin that is true.

Variants multiply the work

Size and colour options mean stock, purchasing and reporting by variant, not just by product. That is where slow sellers hide and where the next buy actually gets decided.

Collection margin, after the discounts

What a collection earned is not what it sold for. Once discounts, returns and markdowns are applied, some collections look very different. We report them as they ended, not as they launched.

Seasonal buying and cash commitments

Seasonal buys happen months before the cash comes back. The commitments calendar maps deposits, balance payments and landing windows, so the cash question is answered before it is urgent.

Gift cards, BNPL and the gateway spread

Gift cards are liabilities until redeemed, and Klarna, PayPal and card settlements all arrive on their own schedule. Reconciled properly, none of them are a blind spot.

Sales against discounts and returns, by collection and channel

Landed product cost and carriage, both directions, applied per unit

Contribution after payment fees and BNPL settlements, timing shown separately

Stock ageing and markdown review, then the cash committed to the next collection